Copayment is a fixed amount you pay for a covered service, when you get the service. In the United States, copayment or copay is a payment defined in the insurance policy and paid by the insured person each time a medical service is accessed. It is technically a form of coinsurance, but is defined differently in health insurance where a coinsuranc...
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http://en.wikipedia.org/wiki/Copayment
Beneficiary
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http://www.ada.org/glossaryforprofessionals.aspx
A provision by which the insured individual shares in the cost of certain expenses. The same as coinsurance. ... (12 Dec 1998) ...
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http://www.encyclo.co.uk/local/20973
A specified dollar amount that a member must pay out-of-pocket for a specified service at the time the service is rendered. .
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https://www.encyclo.co.uk/local/22557
a contributory payment by an employer, usually matching that of an employee, toward the payment of health-care or life-insurance premiums, a pension fund, etc.
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https://www.infoplease.com/dictionary/copayment
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