1) Downloadable illustrations 2) Free graphics for layouts 3) Free-use graphics 4) Generic images 5) Generic visuals 6) Newsletter ornamentation 7) PowerPoint pastings 8) Ready-made computer graphic 9) Ready-made computer graphics 10) Ready-made graphic 11) Some newsletter pictures 12) Tacky e-mail attachment 
A ready-to-use graphic file.
Graphics saved in ready-to-use computer files. these are normally vector illustrations and not photographic images.