1) Be indebted to 2) Becomes a debtor 3) Becomes encumbered 4) Buys on time 5) Carries a balance 6) Carries a balance of 7) Carries a credit card balance 8) Carries a mortgage 9) Charges it 10) Comes up short 11) Faces a dunning 12) Falls behind 13) Falls behind on payments 14) Gets a Venmo request 1) Isobligedtorepay