1) Hard to insure 2) Inclined to have mishaps 3) Klutzy 4) Like certain jinxed people 
1. Having a greater number of accidents than would be expected of the average person in similar circumstances. ... 2. Having personality characteristics predisposing one to accidents. ... (05 Mar 2000) ... 
Type: Term Pronunciation: ak′si-dent prōn Definitions: 1. Experiencing a greater number of accidents than would be expected of the average person in similar circumstances. 2. Having personality characteristics predisposing one to accidents.
[adj] - having more than the average number of accidents
adjective having more than the average number of accidents
tending to have more accidents or mishaps than the average person.