1) Big name on wall street 2) Brass Era vehicle 3) The S of TSE 
[automobile] F. B. Stearns and Company (later F.B. Stearns Company) was an American manufacturer of luxury cars in Cleveland, Ohio marketed under the brand names Stearns and Stearns-Knight. ==History== Frank Ballou Stearns (1879–1955) was an early automotive pioneer who, in 1896, built his first experimental car as a student, aged sevente...[crater] This crater is located about mid-way between Appleton to the northwest and Nušl to the southeast. Just over one crater diameter to the south-southwest of Stearns is the smaller crater Steno. ...
Type: Term Pronunciation: sternz Definitions: 1. A. Warren, U.S. physician, 1885-1959.
Stearns is a variety of apple.