1) Aarp member 2) Career completer 3) Condo buyer 4) Gold watch recipient 5) Gold-watch recipient 6) Many a floridian 7) Many a local volunteer 8) Many a miamian 9) Many a senior 10) Many a snow bird 11) Nest egg user, often 12) Nonworker 13) One calling it quits 14) One no longer working 15) One on a pension 1) Golden ager 2) Oldster 
[n] - someone who has retired from active working
retired person noun someone who has retired from active working