1) Civil rights and liberty 2) Mortgage discrimination 3) Urban decay 1) Deleting 
Redlining is the practice of denying, or charging more for, services such as banking, insurance, access to health care, or even supermarkets, or denying jobs to residents in particular, often racially determined, areas. The term `redlining` was coined in the late 1960s by John McKnight, a sociologist and community activist. It refers to the prac.....
Is the illegal practice by a bank or insurance company denying credit or insurance to people based on prejudices. 
Redlining is American slang for an illegal lending policy that does not allow loans for property in certain areas. It is used to control the racial composition of neighbourhoods in the USA.