
1) What most coupons lack
Found on
https://www.crosswordclues.com/clue/cash-value

The cash value of an insurance contract, also called the cash surrender value or surrender value, is the cash amount offered to the policyowner by the issuing life carrier upon cancellation of the contract. This term is normally used with a life insurance contract. To receive the cash value, the policyholder is normally obliged to surrender the po...
Found on
http://en.wikipedia.org/wiki/Cash_value
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