Affordability

Some [lenders] are no longer basing the decision on how much to lend an [applicant] purely on a set [income multiple] but they are looking at all aspects of the clients financial situation to determine how much they are willing to lend somebody, for example they will looking at salary, bonuses, [income], [outgoings], credit score etc.
Found on http://www.encyclo.co.uk/local/20464
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