A property owned by one party on which a second party reserves the right to make a valid claim, e.g., a bank`s holding of a home mortgage encumbers property. Found on http://www.duke.edu/~charvey/Classes/wpg/bfglose.htm
encumbered 1. Having put a heavy load on; burdened: 'She was a hiker who was encumbered with a heavy pack.' 2. Having hindered or impeded the action or performance of: The judge placed restrictions that encumbered the work of the police.' 3. Burdened with legal or financial obligations; such as, an estate that was encumbered with debts. Found on http://www.wordinfo.info/words/index/info/view_unit/588/2
adjective loaded to excess or impeded by a heavy load; `a summer resort...encumbered with great clapboard-and-stucco hotels`- A.J.Liebling; `a hiker encumbered with a heavy backpack`; `an encumbered estate` Found on https://www.encyclo.co.uk/local/20974